The payment operations platform
for modern payment companies.
One control plane for onboarding, PSP operations, routing, settlements, disputes, compliance evidence, and sponsor-bank readiness.
One operating layer for the payment lifecycle.
FlowAcq connects the workflows that payment teams already run every day: merchant intake, provider setup, transaction operations, reconciliation, risk review, support, and partner evidence.
Onboard merchants
Collect company profile, KYB context, payment needs, support history, and go-live requirements in one place.
Manage providers
Coordinate PSP setup, credentials, provider catalog planning, health context, and connector operations from a shared workspace.
Operate payments
Use routing intelligence, webhooks, transaction views, notifications, and support context to keep payment teams aligned.
Reconcile outcomes
Bring transactions, settlements, disputes, exports, invoices, and evidence into a finance-friendly operations record.
Prepare for partners
Organize sponsor-bank, compliance, vendor-risk, and operational evidence for review conversations.
Merchant Command Center
A complete operating view for merchant profile, onboarding state, KYB, support, webhooks, API keys, and go-live coordination.
Risk, KYB & compliance
Structured workflows for business review, restricted verticals, compliance evidence, vendor risk, and partner-ready documentation.
Settlement and dispute operations
A finance and support workspace for transactions, settlement records, disputes, billing, notifications, and audit trails.
Global and local methods, one honest status board.
We tell you what is live, what is coming, and what is planned — no badge promises more than the engine delivers.
One control layer, the real status on every screen.
Developers
One server-to-server REST API for the Stripe-live path today, with the same contract used as approved connectors come online.
- Single charge endpoint with idempotency keys
- Signed, replayable webhooks with full delivery logs
- Sandbox-to-live flow with reveal-once API keys
From sandbox to live
Start free in sandbox today. Live processing unlocks only after KYB, accepted live terms, a signed fee agreement, and admin approval — so you build with confidence before a single real charge.
- 01
Create a sandbox account
Sign up in minutes — no sales call, no card. Sandbox is free and self-serve, with a full dashboard and Stripe test-mode access from the start.
- 02
Integrate & test
Generate sandbox API keys, run test charges and refunds, and wire up webhooks. Everything routes through Stripe test mode — no real money moves.
- 03
Submit KYB & accept live terms
When you're ready, complete business verification (KYB) and accept the live terms and fee agreement. This unlocks the review for production access.
- 04
Admin approval unlocks live
After our team approves your business, you receive live API keys and connect live PSP credentials. Until approval, live processing stays locked.
Model possible recovery from failed payments
Orchestration can lift authorization rates and cut routing cost, but actual uplift depends on your PSP mix, approvals, geography, and volume. The figures below are illustrative examples, not guarantees or FlowAcq-measured results. Plug in your own numbers to estimate your potential.
0.5-2 pts
Auth-rate uplift (illustrative)
A typical modelled range once approved backup provider paths exist. Your real number depends on PSP mix, geography, approvals, and volume.
Soft declines
Recoverable failures (example)
Some declines are retryable rather than terminal. Approved retry paths can recover a share of them, but how many is specific to your traffic.
Routing cost
Per-transaction example
Routing each charge through an approved viable path can trim blended cost. The saving is an estimate, not a guaranteed rate.
Illustrative estimates only - not a guarantee of results.
See what controlled
orchestration can unlock.
Create a sandbox workspace and describe your routing, coverage, high-risk, crypto, and compliance needs. FlowAcq keeps live processing locked until KYB, provider approval, and a signed fee agreement.
Start onboarding